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The Future for Boomer-Owned Businesses

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Baby Boomers own 40% of all small businesses and franchises in the US. Over a third have operated for 10+ years, and 3 in 4 are profitable. They’re an important part of the nation’s economy, but what happens to these businesses as their owners age? The youngest Baby Boomer is 58 this year. Thousands of Boomers are retiring every day. 

Some Boomer-owned businesses may go to the owner’s children, but that outcome isn’t guaranteed. 58% of small business owners have no succession plan. With rising costs for health services and long term care, some Boomers may sell their business to pay for retirement. Such a sale can be difficult.

Most small businesses aren’t on private equity’s radar. Despite this, they can still be a good investment for a Millennial looking to become his or her own boss. As mentioned, many are already established and profitable. They have a distinct brand with loyal customers. Buying an existing business from a retiring owner may be easier than starting one. Exiting business owners want to leave their labor of love in good hands. They want to know the new owner will have the experience necessary and will keep their business’s current workers employed.

The Boomer Business Bomb
Brought to you by: MBAStack.org

The Reality of College Mergers

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Why are colleges failing? New studies show that from 2018-2022, there were 95 college mergers, which is a 21% increase from the previous 18 years. The pandemic has left many institutions in immense financial strain, ridden with shrinking enrollment and a general lack of interest in even earning a college degree. Experts say that up to 40% of prospective students are delaying college plans due to financial strain or a preference for in-person instruction, and the number of US adults that consider a college degree to be important has dropped by nearly 20%.
The value of the college degree is falling, and the hiring process post-graduation is looking bleak, leaving many institutions to have to undergo a merger. The college merger process is one that, once approved by trustees and stakeholders, can occur locally, cross-country, digitally, or even internationally. Many schools may choose to merge to increase both of the institutions’ chances of surviving this tough time for the global education system. Smaller schools are most at risk, and these mergers can have long term effects on the culture of the institution. A loss of identity, a loss of voice, loss of support, and increased costs of attendance are all fears that many students and schools alike have about mergers. These doubts leave many students, communities, and alumni wondering if their college is next.

The College Merger Explosion: Why Colleges are Failing

5 Ways to Boost Your Company’s Cyber Security

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Your company’s cyber security is important for several reasons. First, online security threats are becoming more and more common. Second, if your company’s data is breached, it could cost you a lot of money in terms of lost business and legal fees. Finally, a strong cyber security program can protect your employees’ personal information from being stolen.

There are many things you can do to improve your company’s cyber security. Here are five of the most important:

1. Educate your employees about online security threats.

Make sure your employees are aware of the latest online security threats and how to protect themselves from them. Provide them with regular training on cyber security best practices and make sure they understand the importance of following these practices.

2. Implement strong password policies.

Make sure your employees are using strong passwords for all of their online accounts. Consider implementing a password management system to help them keep track of their passwords and make sure they’re using different passwords for different accounts.

3. Use two-factor authentication whenever possible.

Two-factor authentication is an extra layer of security that requires users to enter a second code in addition to their password when logging into an account. This makes it much harder for hackers to gain access to accounts, even if they have the password.

4. Keep your software up to date.

Make sure all the software on your company’s computers is up to date. Hackers often exploit security vulnerabilities in outdated software to gain access to systems. By keeping your software up to date, you can help close these security holes.

5. Use a reliable cyber security solution.

There are many different cyber security solutions available, such as firewalls and antivirus software. Choose a solution that offers comprehensive protection and make sure it’s always up to date.

Protect Your Business

By taking these steps, you can help improve your company’s cyber security and protect your business from online threats.

How Do I Maintain My Pool in Cold Weather?

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The cold winter months are no excuse to let your pool maintenance slip! Even if you extend your pool season with a pool heater, you still need to properly care for your pool and make sure that it is ready for next year. If you don’t, you’ll be sorry when you have to deal with a green, murky pool come spring.

In order to properly maintain your pool in cold weather, you should reduce your pumps operating from 4-6 hours per day to 2-4 hours per day. This will help reduce the amount of heat loss from your pool.

How do I keep the water balance in my pool when it’s cold out?

Not only you should take care of the water in your pool, but you should also take care of the pool itself. Here are some tips:

  • Chlorine: Test your chlorine levels frequently and adjust as needed. You may need to add more chlorine in order to maintain a higher level than usual.
  • pH levels: Maintain a pH level between 7.2 and 7.6. If your pool is too acidic, it can cause damage to the pool surface and equipment.
  • Alkalinity: Keep your alkalinity levels between 80 and 120 ppm. Keep in mind that cold weather can cause the alkalinity level to drop, so you may need to adjust your levels accordingly.
  • Calcium hardness: Maintain a calcium hardness level of 175 to 225 ppm. It can be difficult to maintain this level in cold weather, so you may need to add a calcium hardness increase to your pool.
  • Water temperature: Keep your pool water temperature at 78 degrees Fahrenheit or higher. This will help prevent the growth of algae and bacteria.

In addition to the regular chemicals you’ll need to add to your pool, you should also consider adding an antifreeze solution. This will help prevent your pipes from freezing and bursting in the colder months.

What else should I do to care for my pool in cold weather?

  • Cover your pool. This will help prevent leaves and other debris from getting into the water and will also help reduce evaporation.
  • Keep the area around your pool clean. This will help prevent accidents and will also keep your pool looking its best.

When should I close my pool for the winter?

The best time to close your pool for the winter is when the temperature consistently drops below 60 degrees Fahrenheit. This typically happens in late fall or early winter. Before you close your pool, be sure to clean it thoroughly and add the appropriate chemicals.

What if I have a saltwater pool?

If you have a saltwater pool, you’ll need to take special care to prevent the salt from corroding the metal parts of your pool. Be sure to test the salt levels frequently and adjust as needed. You may also want to consider adding a corrosion inhibitor to your pool.

Who can I call if I need help with my pool?

If you need help with your pool, you can always call a professional. Pool companies offer a variety of services, including pool maintenance, repairs, and even winterization.

By following these tips, you can rest assured that your pool will be ready for swim season come spring!

3 Tips to Boost Productivity as a Digital Artist

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Learning digital art opens up an artist’s career to new opportunities in game design, web design, graphic design, fashion design, product design, concept art, comic art, illustrative art, architecture, 3D modelling, and so much more. Since you are considering a career path in digital art, it would be safe to assume that you already have good control over your art in some form or the other.

However, talent and knowledge alone does not guarantee success in any artistic field, whether it’s on a digital platform or not. Creative professionals must also ensure productivity that is in line with the requirements of their respective jobs. As per established and successful digital artists from a myriad of fields, the following hold the most importance in ensuring that boosted productivity.

Get a Comprehensive, Digital Artist’s Laptop or Tablet PC

When you are only starting out, you may want to restrict your hardware expenses to a minimum. At the same time, that cannot come at the cost of performance, as that would pretty much defeat the whole purpose of boosting productivity as a professional. Therefore, the best solution would be to get a single 2-in-1 laptop or a tablet PC that comes with:

  • A high-resolution touchscreen with support for pressure-sensitive inputs.
  • A digital pen with support for 2,048 – 4,096 points of pressure sensitivity.
  • A powerful graphics processor capable of rendering highly detailed sketches, drawings, and animations in QHD and UHD resolutions.

For example, the all Yoga 9i 2-in-1 laptops come with Lenovo Intel Arc Graphics, and the Precision Pen 2 digitizer, and you can choose a bright OLED panel in 4K resolution. A laptop like that makes it unnecessary for the digital artist to buy external, touchscreen monitors or a digital artist’s pen. You may need more later on, but until the time that you do, a comprehensive laptop/tablet PC is the best way to save money and boost productivity.

Get a Degree and Learn the Process

Getting a degree in any particular art form may not always be a strict requirement for digital artists, provided that they are good at getting the job done. However, certification is indeed an essential requirement if you wish to work in technical fields such as architecture, medical illustration, fashion designing, etc. These are jobs that need more than artistic talent and just a basic understanding of what must be done.

For example, the job of a medical illustrator is not as much about learning how to draw on a digital platform as it is about knowing the human anatomical design in all its intricate details. Similarly, an artist with a civil engineering degree would be a natural architect on both platforms. It’s more important to learn the process behind your desired field of work than it is to learn digital art.

Get a Degree in Digital Art

This is a secondary requirement, but for traditional artists, it can make a big difference. If you are a decent comics character artist on pen and paper, then you already have what it takes. You don’t need to go through the long process of learning how to draw stylized characters, add expressions to them, draw different poses for their movement from one frame to another, etc.

However, it will still take you some time to learn how to do all that on a digital canvas, using a digital pen. There is also the need to maximize your productivity by learning how to use the various software tools to their full extent. Complete a small online course in digital art and animation to make that learning curve no longer seem as steep.

How Music Affects Us Emotionally and Improves Our Health: The Power of Music

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Music is a useful asset in numerous ways. It is among a couple of exercises where the utilization of the entire cerebrum is involve. Moreover, it is fundamental in all societies and can have dumbfounding advantages for learning language, supporting memory and focus, and furthermore for actual coordination and improvement. Farzin Fardin Fard

The soundness of the actual body is unpredictably attach to our profound, mental and otherworldly wellbeing. This makes music a strong impetus for mending since it contacts our spirits – the actual center of humankind. For the most part, openness to different sorts of music has benefits. In any case, extremely boisterous or jolting music, or music that disrupts our focus on something we are attempting to do can divert. Farzin Fardin Fard

Solution for the Blues

An enormous number of individuals guarantee that their spirits are lift as they pay attention to music. In each culture, rumors from far and wide suggest that music is the “soul medicine”. The psychotherapeutic advantages of music are really affirm by present-day studies. Brilliant and sprightly music, for example, Mozart, Vivaldi, Salsa, country, Klezmer, and reggae is the clearest remedy for the blues. Farzin Fardin Fard

Assuming that you have been sharp enough on how you respond to an assortment of music, most certainly you might have noticed that some music appears to stimulate you, while another can make you shed tears or inspire a unique memory of a period, certain spot or an individual. There is some music that appears to make you unwind, less tense, instagram.com

Music furnishes us with alleviation from stress in different ways. It is useful with regards to opening up ourselves genuinely and delivering gloomy sentiments. On the off chance that one makes the way for it, music through our brain and feeling can be extremely advantageous to our wellbeing. Specialists say that specific kinds of music truth be told lower pulse and pulse and standardize relaxation. For individuals with hypertension and conditions related to it, music may presumably be more remarkable and more secure than some treatment drugs!

Music Lifts Invulnerability

Music can basically support the safe capability. The clarification presented by researchers is that . It is workable for a specific sort of music to make a positive and profound close-to-home insight. This will in general set off the discharge of resistant supporting chemicals. Accordingly, it adds to the diminishing of specific factors that are answerable for afflictions. The degrees of cortisol. A pressure-relate chemical are said to drop when an individual either pays attention to music or sings. There is a likely lessening in safe reaction when levels of cortisol rise. Farzin Fardin Fard
Negative music can be hurtful!

Music that is load up with gloomy feelings, for example, disdain or dread can be genuinely and actually hurtful. What it does is to rouse more trepidation and trigger lopsidedness and illness. Likewise. Simply the same way a drill harms our ears with the vibrations. It sets up. music with either discordant frequencies or scornful verses will in general set up bumping vibrations in our bodies and spirits. Subsequently, we ought to be careful with the adverse consequence of loud sounds and negative music, countering them with positive music made out of adoration.

Trait Theory of Leadership

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Leadership

The model of leadership trait is based on the traits of many leaders, both unsuccessful and successful, and can be used to determine the effectiveness of leadership. The lists of traits are then compared with those of leaders who are likely to succeed, in order to determine their probability for success, or even failure.

Researchers using the trait approach sought to find out about physical (appearance size, height, and weight) and demographic (age education, socioeconomic background) as well as personality, self-confidence and aggressiveness) as well as intellectual (intelligence determination, decisiveness, judgement and understanding) and tasks-related (achievement energy, initiative and perseverance) as well as social traits (sociability and cooperativeness) in relation to leader emergence and effectiveness of the leader.

The most successful leaders have passions in their abilities, interests, and characteristics that differ from those of less successful leaders. Through a variety of studies conducted over the past thirty years, the list of the most important traits of successful leaders has been discovered. These characteristics aren’t responsible only for determining who will be an effective in their role, are more of a precondition that give people the leadership potential.

Arlin Jordin Washington

Significant traits

Some of the most significant traits that were identified include:

Achievement drive: A high level of commitment with high ambition levels Energy and determination

Motivation for leadership: an intense desire to inspire others to achieve the same goals.

Honesty and Integrity: trustworthy, reliable and transparent

Self-confidence: trust, thoughts and capabilities

Cognitive capability: Capable of exercising an excellent judgment, having excellent analytical skills and conceptually proficient

Business-related knowledge: Knowledge of industry and other technical aspects

Emotional maturity: well adjusted, does not suffer from any severe mental issues.

Arlin Jordin Washington

Other: charisma, creativity and the ability to adapt

Strengths/Advantages of Trait Theory:

It is a naturally appealing theory.

So, it is true because a large amount of research has confirm the foundations and the basis of the theory.

It acts as a benchmark to measure the leadership qualities of a person can be measure.

It provides a thorough understanding of and understanding of the role of the leader.

inspiredr.com

Limitations of The Trait Theory

There will always be a subjective judgement when determining who is considered as a “good” or a successful leader.

The list of potential traits is often very extensive. Over 100 distinct traits that make successful leaders in various leadership roles have recognize. These descriptions are just generalizations.

There is also disagreement on which qualities are most crucial for an effective leader

The model aims to link physical characteristics like the height and weight to leadership effectiveness. Many of these variables are link to specific situations. For instance, a minimum weight and height may require to complete the duties efficiently when in a position of leadership in the military. In business organizations they do not have these criteria for being a good leader. The theory is extremely complex.

Arlin Jordin Washington

Implications of Trait Theory

The trait theory provides constructive insight into leadership. It is applicable to individuals at all levels of any type of business. Managers can make use of the information from the theory to assess their place in the company and determine the ways. In which their position could be improve within the company. They will have a deeper knowledge of their own identity and how they influence others within the company. This approach makes the leader more aware of the strengths and weakness of each individual, and consequently, they are aware of how they can improve their leadership skills.

Conclusion

The trait approach leads to the question of whether leaders are create. If leadership is a science or an art. These aren’t necessarily mutually exclusive options. Leadership can be a thing of an art but it requires the application of particular abilities and methods. While there are certain intrinsic qualities that make someone successful as a leader, these abilities naturally require development and encouragement. One is not born with confidence in themselves. Self-confidence develops, honesty and integrity are the result of a personal decision. Thus motivation to be a leader comes from within oneself and the understanding of business is attainable. Although cognitive abilities have its roots in genetics but it is still a skill that must become a part of the person. These ingredients cannot be obtain overnight.

Live Video: The Future of Communication

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We all know the way we communicate is changing: for better or worse, once in-person interactions are becoming virtual. One thing that remains the same is a need for visuals, which are processed 60,000 times faster than text by the human brain. Live video fulfils this need, while accommodating the flexibility and convenience demanded by those who work from home. 

70% of professionals now work at least one day a week at home. Not just meetings, but everything from hospital appointments to webinars to gaming sessions are now conducted over live video. 

New issues have arisen following such mass adoption of live video. Platforms must comply with privacy laws such as GDPR. They must fulfil customer needs by integrating popular features such as screen share, all while providing a low-latency service with high quality visuals. Most current solutions are not up to par. 

Eyeson is one platform that has come up with an innovative angle to tackle the challenge of providing quality live video streams. The company has a patented single stream technology that is browser-based, meaning users do not need to download or register to use it. The same video stream can be viewed on all devices, and the platform is fully encrypted and GDPR compliant.

The power of nimble live video
Source: eyeson.com



How to Prevent Real Estate Fraud

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Extortion’ is that single word you’d prefer to manage without regard to making powerful exchanges. Furthermore, in the event that we’re talking powerful, we’re talking land. Getting caught in land extortion is among the most horrendously terrible ways of losing enormous amounts of cash, and you end up not getting what you had paid all that cash for. This is how you want to keep yourself out of such fraud. ghafarimarketing.com

Distinguish Whose House It Is, Truly

‘Title Extortion’, otherwise called fraud, is a land owner’s most dreaded fear. Joke artists produce archives by changing the land owner’s very own subtleties to match theirs. When the property and every one of the records is move to their name, they obtain another home loan against this property and make it happen. Reclaiming your home after that is truly a problem.

As well as completely checking who the property has a place with, you can select a ‘title protection, which safeguards your property title against extortion. This likewise watches another proprietor against existing cases, for example, neglected local charges, neglected utilities, and neglected contracts. bojandsons.com

Try not to Pick Advances Presented In Mask

a) Dispossession Extortion

Destitute land owners that can’t bear to meet home loan installments once in a while get a good time. Underhanded individuals make a proposal to pay the advance for the proprietor’s benefit, as though to help them out of the circumstance, however at that point leave without satisfying the commitments. The duplicity for the most part requires prompt installment for the prankster’s administration and consent to move the property title to that person. Whenever this is finish, the prankster escapes, while you are abandone with heaping measures of obligation and no property. This sort of extortion is call abandonment misrepresentation. bojandsons.com

b) Home-Value Extortion

Keep an eye out for those individuals who are peering toward your home value. Assuming that you depend on your home value to get cash. You need to continually be watching out for deceitful moneylenders so you can avoid them. bojandsons.com

With regards to utilizing properties, there are tremendous dangers implie. The dangers should be painstakingly made sense of by your moneylender. The people who need to make additional bucks will decorate their application with the end goal that the pay, initial installment, and property evaluation values are overstate, at last grabbing a gigantic credit sum.

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Be Careful about Tax evasion

Tax evasion is one more typical technique for duplicity. Illegal money is present as an unblemish resource.. Remain careful about individuals who buy a property with unlawful procedures and offer them to others. By all accounts, the property could look real to you. yet just cautious investigation and evaluation can explain the filthy mysteries. bojandsons.com

There’s just a single method for planning and safeguarding yourself against extortion: consistent watchfulness! Get your work done, and remain mindful and shrewd about each venture choice you make.

Hello, there I’m boj. A blog essayist by calling with bojansons.com. bojandsons is USA construction web-base land stage that consolidates property search, condo the board, and seller the executives, in this manner taking special care of purchasers’ finished private needs. I give tips and ideas on property speculation, land nuts and bolts, and local area living. For more property-related data,

Right To Be Forgotten

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It is quite possible that in the meantime (parallel to this European debate) case law will specify certain aspect of the right to be forgotten gdpr. The European Court of Justice ruled on May 13, 2014 that search engine operators are responsible for processing personal data that appears on their websites and that they must delete links to these pages upon request and under certain conditions (unless there is a link). there is an overriding public interest in indexing this information). This judgment undoubtedly also has an impact on Internet users in Switzerland.

Changes in personal behavior (awareness and personal responsibility)

In addition to the technical and legal solutions, we believe it is crucial to educate and educate Internet users so that they have better control over Internet applications and the image that they spread of themselves on the Internet. In particular, they should know their rights and obligations when publishing content on the Internet (raising awareness and personal responsibility). Implementing the right to be forgot must not result in individual take less responsibility for content.

It is up to each individual to balance participation in online life between the desire for self-expression/visibility and the need for confidentiality and privacy. For example, you can use a pseudonym or not, activate or deactivate the confidentiality parameters, be as aware as possible of the advantages and the (long-term) dangers of disseminating a message even to a limited group of people. Before content is place on the Internet, one must be aware of the possible effect.

FDPIC recommendations

Technological development and the intensive use of the Internet in all area of life have led to more and more data being process, store and link on the Internet. This increase the risk of privacy violation exponentially. Because of these technological development and the legal and procedural hurdle, the “right to be forgot” is often call into question or it is difficult to implement and enforce this right.

Internet users must be aware of the dangers of using the Internet and use new technologies responsibly. For their part, those who design and develop such technologies must take into account and comply with data protection principles for the protection of privacy, for example by refraining from systematic indexing of data in search engines. Finally, case law and legislation should better protect personal right and tight the obligation of those who process the data Right to be Forgotten Meaning.